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Good Tuesday morning! 
Here's your first
Dose of Dover
for 2004...so let this be my requisite "Happy New Year" greeting.
We'll undoubtedly remain your most reliable source for un-common sense insight and
cover-your-backside strategies this new year and beyond.
Take your best shot...try to put me out of a job!
How? Make everyone a little lot smarter:
Forward this to everyone in your Address Book!
[C'mon...be a big shot!]
Spread the wealth and share the Tao of Dover: 
Lots of eye-opening information posted on

 

 

Tuesday, January 6, 2004

"What we see depends mainly on what we look for."

Could you be a whore? Get your mind outta the gutter-I mean a "mileage whore," ya sicko: You know what I'm talkin' about, don't ya? I know people who are absolutely possessed when it comes to using credit cards that'll allow 'em to accumulate those oh-so-precious airline frequent flier miles. Get out your passport and read all about the latest trend in the world of frequent flier mileage-accumulation.....

"Pull my finger" is the norm at America's newest museum of grossology: This dream destination for the little boy in all of us focuses on the (Impolite) Science of the Human Body.  Pack a spare pair of underwear and check it out.....

Need a new car but can't afford it?  How about a freebie!?!  I don't think I've ever seen the automobile industry take this tact: A promotion that gives away free cars by "driving" potential customers to dealerships for a looksee.  Could this be the biggest indicator that consumers have grown weary of bait-and-switch financing come-ons? Could fat rebate and zero percent deals have finally run their course?  Buckle up and read more.....

They might getcha in their showrooms but they can't deliver on the promise--but my leasing/buying resource can (and will): Don't get suckered in by countless (empty) radio-commercial claims from car leasing companies out to hook you, wear you down...and beat you into an emotional (and maybe financial) pulp!  Check out Ben's free Smart Car Seminar automotive acquisition tips right here!

 

This is a no-brainer, and they're the first and last automobile leasing company you'll ever need to deal with, no matter where you live...Benjamin Dover-endorsed Manufacturers Auto Leasing! They have loyal clients across the entire state of Texas and around the nation.  Why?  Because they'll take care of you better than anyone else out there!

 

By the way: If you're facing one of those upside-down scenarios (car business term meaning you're financially buried), or maybe you simply want to bail on your current vehicle and need someone to get creative on your behalf, Manufacturers Auto Leasing is the best in the business.  Period. 

The diamond-selling brain-trust is expanding their sales horizons, but their latest target isn't single women wearing right-handed diamond-studded rings!  Nope, that was last month-this month they're trying to make those shiny pieces of carbon a man's best friend. Get out your loupe and read more about it here!

We can all agree on the fact that diamonds are still a girl's best friend, so here's how to buy 'em right and get maximum bang-for-your-buck...(on-line, even!).  Since Valentine's Day is the #1 day of the year (and only 39 days away)  for marriage proposals, it doesn't matter where you live on the planet, I've got the absolute best, Internet-based resource for diamond rings, tennis bracelets...or even high-end watches like Rolexes. 

Flying anytime soon? You may already be the subject of a hi-tech strip search, and not even realize it! Our post-9/11 world has not only opened the "no-more-privacy-in-the-search-for-the-bad-guys" flood gates, but it's also giving airport security personnel a cheap-thrill and an x-ray strip show. Big Brother's alive and well and about to smoke a cigarette-here's why.

Aloha ya psycho!  It's a case of a whacked Mr. Wizard going nuts on the way to paradise.  (So where is Steve McGarrett when you need him anyway, Danno?)

Could the stamps in your passport "rat" you out and cost you big bucks?  Maybe..here's 27 reasons why.

Want more than just a place to sleep and shower? Find out about the latest-and-greatest perks being offered to travelers at hotels across America and around the world.

Do ya hate cigarette smoke? Then don't travel outside the good ol' USofA: If you wanna cut a few years off your life from inhaling second-hand smoke, spend a few hours in an Irish pub or am Asian casino. Find out about lung-friendly developments in Europe before you fly.....

Tired of the cold weather? How about a weekend getaway?  There's a slew of deals to be had--both right here in your own backyard and everywhere across the country or around the world, but you've gotta know where to look! Get more bang for your celebratory-buck...check out Ben's always reliable, no-brainer choice for consistently affordable and competitively priced hotel room or condo deals: www.hotels.com.  

Keep your feet on the ground and keep reaching for the stars, and say goodbye to the most recognizable voice in radio: Casey Kasem ends his reign as host of America's Top 40, but if you wanna hear Casey like you'll never hear him on the air, you've gotta listen to this X-rated out-take that'll give you a new perspective on the voice behind the cartoon world's "Scooby Doo" character "Shaggy," among others. (I'm warning you, Casey drops the "F-bomb" big-time in this sound file-so if you can't handle it, don't listen.)

And just when you thought you were safe...Valentine's Day is only 39 days away!  Get ahead of the game with some timely and even affordable gifts.  How about.....  

 

NostraDover's "hot buzz word" for 2004? I-Boss! What's an I-Boss? It's the latest short-hand/office-based term for "idiot boss." Read more about "How To Work For An Idiot: Survive and Thrive...Without Killing Your Boss."

Looking for a "deals source" cheaper than e-Bay? Go where the cops go looking for stolen property! You can find just about every conceivable item imaginable on propertyroom.com. Get out your wish list, your credit card and read more about the newest e-destination for e-deals.

Speaking of lost and found, have you ever wondered where all of the unclaimed baggage ends up? If the airline can't figure out who owns a piece of luggage after 90 days, they sell it to UBC, the Unclaimed Baggage Center, located in Scottsboro, Alabama. UBC sells off the contents, the ultimate treasure hunt for those so inclined...from Armani suits to Palm Pilots to digital cameras. (One person even found a five carat diamond at the bottom of one suitcase!)

Don't forget to check out Ben's diamond/jewelry buying tips: All assembled in one easy-reference spot right here!

Be afraid. Be very afraid-Part I: What happens when corporate tax receipts are down? The IRS gets even meaner, breaks out their magnifying glass and starts auditing taxpayers! You might wanna read this story before you start cooking, I mean, begin working on your 2003 tax returns.....

Be afraid. Be very afraid-Part II: The enemy within? The IRS turns its sites on its own agents...for cheating on their taxes: The Internal Revenue Service is auditing about 800 of its own employees after discovering many of them may have cheated on their tax returns. Yeowch! (I wonder if they'll hire an Enrolled Agent to represent themselves?)

Speaking of Enrolled Agents: If you're one of millions of taxpayers that are "off the IRS radar, why not make "getting right" with them a top priority on your New Year's To Do List for '04?  Don't even think about trying to make a deal with 'em on your own, since lousy advice could not only cost you dearly, it could really jack up your total tax bill...late fees, interest and/or fines can jump to levels that'll make you think about heading south of the border. Make 2004 your year to tie down those loose-ends on your terms and get a deal worked out before it's too late.  Non-filers...innocent spouses...941 (payroll taxes) for the entrepreneurs amongst us: Know all your options and learn why hiring an Enrolled Agent probably makes the most sense.

Oops! She did it again-Britney gets married to Seinfeld's George Costanza?  At least that's what I thought when I first read this story: Jason Alexander's just became the first "Mr. Spears" for about 24 hours.  And unfortunately for our Festivus follower, it's not that Jason Alexander.  If you wanna see how a hot drunk chick signs her name, check out the marriage license here.

Don't let that nurse jam a needle in your arm unless/until you've verified the authenticity of juice in the syringe-especially if you're trying to score a flu shot! The government's warning health workers and the public to beware of illegal flu vaccine peddlers trying to take advantage of current shortages. The FDA is investigating attempts to bring unlicensed vaccine into the country and at least one case of someone not licensed to practice medicine giving shots purported to be flu vaccine. (Don't roll up your sleeve until you read this one, folks.)

Your New Year's Resolutions should include replenishing the essentials around the house-changing the batteries in the smoke alarms, making sure you've got plenty of bottled water and duct tape-you know the drill: We're at Level Orange, have you checked your supply of anthrax-fighting duct tape yet? The Wall Street Journal's gotcha covered (you'll have to register for free in order to read this reprint from the Charlotte Observer).....

Speaking of houses, rates on 30-year and 15-year mortgages inched up late last week, ending a three-week stretch in which these rates had moved down: Even with the uptick, rates are still sufficiently low to keep the housing market healthy, economists said. For the week ending January 2, the average rate on 30-year mortgages rose to 5.85%, up slightly from 5.81% the previous week. 
 
You've really gotta be careful about who you hire to finance (or re-finance) your home!  Didja hear about the mortgage company that was able to step in and close a "tough" loan on less than 24 hours notice? Despite all of the paperwork and (perceived) brain-damage that goes with the home buying process, the first mortgage company that was supposed to close fell apart and set the stage for the save of the century by my friends at W.R. Starkey Mortgage.  And what's really amazing about this story are the facts of the deal: A pock-marked credit report, a non-conforming loan and a short-fuse couldn't keep Starkey from delivering the goods for a grateful homeowner, which brings me to the moral of the story...

Don't screw around with a buncha pikers that make mortgage promises they'll never be able to keep!  You might think you're getting a good deal, but it'll likely blow up in your face when push-comes-to-shove and they can't close.  Then your problems really begin. W.R. Starkey has the Dover Seal of Approval because they're the best, no-B.S. mortgage company in the nation...period. 

They deliver and make home buyers the winners and long-term beneficiaries of Starkey's commitment to their company positioning statement: "A different kind or mortgage company where people come first."  You really can bank on it, folks.

Take the Dover-proven route to stress-free finance, and take advantage while interest rates are STILL at incredibly-low levels!  Ben's no-brainer choice for any/all of your mortgage needs? Easy...do it all on-line or on the phone with the official mortgage company of www.benjamindover.com and your first (and only) stop: W.R. Starkey Mortgage.

It's easy to get educated about the process first...(plus the price is right...how about free?!?)  Everything you need to know is only a click away.  Get your copy of Ben's new-and-improved 2004 Home Buyer's Guide by clicking here.

Gotta cell phone? The courts are letting the phone companies take off the gloves when it comes to retaining (or stealing) customers: Here's what they did to open the flood gates of cellular wheeling-and-dealing.

If you're like me and in the mood to throw your current cell phone company under the bus, here's a way your local charity can directly benefit from your new cellular number freedom: Out with the old and in with the new, here's what you need to know once you decide to upgrade your current (crappy) cell phone service.

 

How do you want your mad cow cooked?  How 'bout medium wacky? Beef producers are concerned about the outbreak of mad cow disease affecting their $98 billion industry. Once again, here's a reminder of where you can listen to actual live audio from Washington state-area ranches loaded with filet mignon (heh, heh, heh).....

Whoopi Goldberg's gotta contract pimping SlimFast: If she's gotten skinny representing this product, we can only hope that her next sponsor will be "Head & Shoulders" or L'Oreal.

He talks funny and puts his baby in harm's way because he's a frickin' moron: No, I'm not referring to Michael Jackson (this time), it's Austrailia's answer to fatherhood stupidity.

Dontcha love the amazing resources I compile every week in the Dose of Dover? Good! Then don't whine about having to sign-up for free access: Like anything in life, there's always gonna be a trade-off on some level. I embed dozens of links in every edition of this newsletter, and my frequent sources, The New York Times, The Dallas Morning News, The Los Angeles Times, The Orange County Register and USA Today require varying levels of registration in order to access their websites for free...with one small caveat: If you try to hit an older story, there's a reasonable chance that the news organization has either moved the story to a new URL, or to their archives.  If it's archived, there's a high probability that they'll charge you for access to the story...usually under $3.  Don't whine about it...just pay 'em if you wanna read it--or not.  It's always your choice.

 

Also worth noting: Nowhere is it written that you have to give accurate information when you sign up for free access on their website. They'd like you to, but they'll never really know. So use a disposable e-mail address (like Hotmail or Yahoo) and get creative when you register.  But just remember: They/we are giving you a tremendous service for a great price...free!  So no complaining...

Looking for a missing person? Here's why you can skip taking out an ad on that milk carton.

There's a reason why the cable companies of the world are the butt of so many jokes: Maybe it's because of their cavalier attitude, rising prices and crappy service.  Here's the perfect New Year's Resolution that'll be appreciated every single day of 2004...and beyond!  (And here's why I love my Dish!)

Didja hear about the casino workers who got popped for skimming on the job? If you wanna job that'll allow you can pick up some spare change, skip your local gambling den. Here's why.

Once again, California is on the leading edge of making this world a safer place.  The latest example? Legislating away stupidity behind the wheel. But then again, not driving with your head firmly stuck in your large intestine seems like an obvious goal for drivers in any state.

 

Commencing 01/01/04, don't plan on watching a movie or the morning news as you drive to work unless you're ready to "pay tha man." A new state law forbids drivers from watching TV or videos while driving. But this is rich: The new law doesn't apply to dashboard navigation systems-or reading newspapers, shaving, applying mascara (this includes you, Michael) and other questionable pastimes for California commuters.

New for 2004? Get ready for higher (but quietly introduced) long distance rates: Here's what you need to know before you reach out and touch someone-long distance, anyway.

Are ya broke from your calendar-induced annual spending spree but still looking for a cool birthday (or other special occasion) gift that'll keep on giving, all year long?  Of course I've got a self-serving solution...give 'em a subscription to the Dose of Dover...the most reliable source of insight and no s*** ideas available on the planet.  (You can afford it...it's free!)  Time to share the wealth!  Sign-up for a subscription to the weekly Dose of Dover Newsletter right here!

Want another reason to love a nurse? How about earning power? She's got it all-her own stethoscope, she knows how to give CPR, and there's a good chance she might even have a Platinum American Express Card. Here's why. (By the way: Don't waste your time sending me e-mails about male nurses. I know they exist, but I'd much rather get a sponge-bath from the female version.....)

What's worse than an identity thief? A stupid identity thief that calls the cops because clerks won't give him back stolen credit cards!  Whadda moron.....

 

Looking for a job in a growth industry? Requirements include the ability to lose your moral compass, and you must enjoy beating up on people who are going through financial hell.  Sound good? Then you've got a future as a debt collector! Or maybe not...here's what you need to know to work outta your fiscal brain damage in 2004...Plus: When was the last time you updated your Will? That's what I thought...you don't even have one, do ya, Einstein?  Guiding you through life's mine-field (one threatening letter/phone call/ER visit at a time) check out the January 8, 2004 edition of Ask Benjamin Dover from The Dallas Morning News right here!

 


 
 
 

 

 

 
 

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